{"id":3889,"date":"2026-04-06T12:44:53","date_gmt":"2026-04-06T12:44:53","guid":{"rendered":"https:\/\/lot-consulting.hr\/?p=3889"},"modified":"2026-04-06T13:06:53","modified_gmt":"2026-04-06T13:06:53","slug":"mikro-zajam-za-rast-i-ukljucenost-uz-mogucnost-otpisa-glavnice-hamag-bicro","status":"publish","type":"post","link":"https:\/\/lot-consulting.hr\/?p=3889","title":{"rendered":"Mikro zajam za rast i uklju\u010denost uz mogu\u0107nost otpisa glavnice (Hamag &#8211; Bicro)"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"3889\" class=\"elementor elementor-3889\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1d418a55 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no e-con e-parent\" data-id=\"1d418a55\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1d2da8b1 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elementor-inline-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"18\" height=\"18\" viewBox=\"0 0 18 18\" fill=\"none\"><path d=\"M9 16.5C8.825 16.5 8.675 16.45 8.55 16.35C8.425 16.25 8.33125 16.1187 8.26875 15.9562C8.03125 15.2562 7.73125 14.6 7.36875 13.9875C7.01875 13.375 6.525 12.6562 5.8875 11.8312C5.25 11.0062 4.73125 10.2188 4.33125 9.46875C3.94375 8.71875 3.75 7.8125 3.75 6.75C3.75 5.2875 4.25625 4.05 5.26875 3.0375C6.29375 2.0125 7.5375 1.5 9 1.5C10.4625 1.5 11.7 2.0125 12.7125 3.0375C13.7375 4.05 14.25 5.2875 14.25 6.75C14.25 7.8875 14.0313 8.8375 13.5938 9.6C13.1688 10.35 12.675 11.0937 12.1125 11.8312C11.4375 12.7312 10.925 13.4812 10.575 14.0812C10.2375 14.6687 9.95625 15.2937 9.73125 15.9562C9.66875 16.1312 9.56875 16.2688 9.43125 16.3688C9.30625 16.4563 9.1625 16.5 9 16.5ZM9 8.625C9.525 8.625 9.96875 8.44375 10.3312 8.08125C10.6937 7.71875 10.875 7.275 10.875 6.75C10.875 6.225 10.6937 5.78125 10.3312 5.41875C9.96875 5.05625 9.525 4.875 9 4.875C8.475 4.875 8.03125 5.05625 7.66875 5.41875C7.30625 5.78125 7.125 6.225 7.125 6.75C7.125 7.275 7.30625 7.71875 7.66875 8.08125C8.03125 8.44375 8.475 8.625 9 8.625Z\" fill=\"white\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Josipa Kozarca 15, \u010cakovec<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7ff2ec99 elementor-hidden-mobile elementor-hidden-tablet elementor-shape-rounded elementor-grid-0 e-grid-align-center elementor-widget elementor-widget-social-icons\" data-id=\"7ff2ec99\" data-element_type=\"widget\" data-widget_type=\"social-icons.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-social-icons-wrapper elementor-grid\">\n\t\t\t\t\t\t\t<span class=\"elementor-grid-item\">\n\t\t\t\t\t<a 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wpr-pointer-item\">Po\u010detna<\/a><\/li>\n<li class=\"menu-item menu-item-type-custom menu-item-object-custom menu-item-home menu-item-has-children menu-item-1154\"><a aria-haspopup=\"true\" aria-expanded=\"false\" href=\"https:\/\/lot-consulting.hr\/#natjecaji\" class=\"wpr-menu-item wpr-pointer-item\">Natje\u010daji<i class=\"wpr-sub-icon fas\" aria-hidden=\"true\"><\/i><\/a>\n<ul class=\"sub-menu wpr-sub-menu\">\n\t<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-1129\"><a href=\"https:\/\/lot-consulting.hr\/?page_id=1109\" class=\"wpr-sub-menu-item\">Mala i srednja poduze\u0107a<\/a><\/li>\n\t<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-1128\"><a href=\"https:\/\/lot-consulting.hr\/?page_id=1114\" class=\"wpr-sub-menu-item\">Poljoprivreda<\/a><\/li>\n\t<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-1127\"><a href=\"https:\/\/lot-consulting.hr\/?page_id=1122\" 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class=\"wpr-mobile-nav-menu\"><li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-home menu-item-710\"><a href=\"https:\/\/lot-consulting.hr\/\" class=\"wpr-mobile-menu-item\">Po\u010detna<\/a><\/li>\n<li class=\"menu-item menu-item-type-custom menu-item-object-custom menu-item-home menu-item-has-children menu-item-1154\"><a href=\"https:\/\/lot-consulting.hr\/#natjecaji\" class=\"wpr-mobile-menu-item\">Natje\u010daji<\/a>\n<ul class=\"sub-menu wpr-sub-menu\">\n\t<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-1129\"><a href=\"https:\/\/lot-consulting.hr\/?page_id=1109\" class=\"wpr-mobile-sub-menu-item\">Mala i srednja poduze\u0107a<\/a><\/li>\n\t<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-1128\"><a href=\"https:\/\/lot-consulting.hr\/?page_id=1114\" class=\"wpr-mobile-sub-menu-item\">Poljoprivreda<\/a><\/li>\n\t<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-1127\"><a href=\"https:\/\/lot-consulting.hr\/?page_id=1122\" class=\"wpr-mobile-sub-menu-item\">Ostalo<\/a><\/li>\n<\/ul>\n<\/li>\n<li class=\"menu-item menu-item-type-custom menu-item-object-custom menu-item-home menu-item-743\"><a href=\"https:\/\/lot-consulting.hr\/#usluge\" class=\"wpr-mobile-menu-item\">Usluge<\/a><\/li>\n<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-711\"><a href=\"https:\/\/lot-consulting.hr\/?page_id=678\" class=\"wpr-mobile-menu-item\">Blog<\/a><\/li>\n<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-1705\"><a href=\"https:\/\/lot-consulting.hr\/?page_id=675\" class=\"wpr-mobile-menu-item\">Savjeti<\/a><\/li>\n<\/ul><\/nav>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-420032d1 elementor-hidden-mobile elementor-hidden-tablet wpr-button-icon-style-inline wpr-button-icon-position-right elementor-widget elementor-widget-wpr-button\" data-id=\"420032d1\" data-element_type=\"widget\" data-widget_type=\"wpr-button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\n\t\t\t\n\t\t\n\t\t<div class=\"wpr-button-wrap elementor-clearfix\">\n\t\t<a class=\"wpr-button wpr-button-effect wpr-button-none\" data-text=\"\" href=\"https:\/\/lot-consulting.hr\/#kontakt\">\n\t\t\t\n\t\t\t<span class=\"wpr-button-content\">\n\t\t\t\t\t\t\t\t\t<span class=\"wpr-button-text\">Kontaktirajte nas<\/span>\n\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t<\/span>\n\t\t<\/a>\n\n\t\t\t\t<\/div>\n\t\n\t\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-176d90b5 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no e-con e-parent\" data-id=\"176d90b5\" data-element_type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-676f61a7 e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no e-con e-child\" data-id=\"676f61a7\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-5a38d396 elementor-widget__width-initial elementor-widget elementor-widget-heading\" data-id=\"5a38d396\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">Mikro zajam do 25.000 EUR uz kamatnu stopu 0,5% za nova poduze\u0107a i pripadnike ranjivih skupina<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3d4d06ff wpr-post-info-align-left elementor-widget elementor-widget-wpr-post-info\" data-id=\"3d4d06ff\" data-element_type=\"widget\" data-widget_type=\"wpr-post-info.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<ul class=\"wpr-post-info wpr-post-info-horizontal\"><li class=\"wpr-post-info-taxonomy\"><span>Mala i srednja poduze\u0107a<\/span><\/li><li class=\"wpr-post-info-date\"><span>6 travnja, 2026<\/span><\/li><\/ul>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5b8cce6b elementor-widget elementor-widget-shortcode\" data-id=\"5b8cce6b\" data-element_type=\"widget\" data-widget_type=\"shortcode.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-shortcode\"><span style=\"color: green; font-weight: bold;\">Otvoreno<\/span><\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-6a49e7ce e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no e-con e-parent\" data-id=\"6a49e7ce\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1d2a3893 elementor-widget elementor-widget-text-editor\" data-id=\"1d2a3893\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><strong>Hrvatska agencija za malo gospodarstvo, inovacije i investicije<\/strong> (HAMAG-BICRO) je pro\u0161le godine u suradnji s Ministarstvom rada, mirovinskog sustava, obitelji i socijalne politike stavila na raspolaganje <strong>Mikro zajmove za rast i uklju\u010denost<\/strong>.\u00a0<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4c2b217e elementor-widget elementor-widget-text-editor\" data-id=\"4c2b217e\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Ovaj zajam namijenjen je mikro i malim subjektima malog gospodarstva <strong>(trgova\u010dka dru\u0161tva, obrtnici, pau\u0161alni obrtnici, i sl.)<\/strong>, a koji su ujedno:<\/p><ul><li><strong>mlada poduze\u0107a<\/strong> (do 3 godine starosti) ILI\u00a0<\/li><li>poduze\u0107a \u010diji su ve\u0107inski vlasnici pripadnici ranjivih skupina<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3f8f7d8 elementor-widget elementor-widget-text-editor\" data-id=\"3f8f7d8\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>NAPOMENA: Ve\u0107inski vlasnici mladih poduze\u0107a <strong>nisu imali i trenutno nemaju udjele u drugim subjektima<\/strong> ve\u0107e od 30%. Tako\u0111er, <strong>postoji mogu\u0107nost prijave fizi\u010dke osobe s namjerom osnivanja subjekta.<\/strong><\/p><p><strong>Vlasnik subjekta koji je podnositelj zahtjeva mora biti zaposlen na puno radno vrijeme u subjektu (kod obrta je to vlasnik koji pla\u0107a doprinose).<\/strong><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-747ee1e9 elementor-widget elementor-widget-image\" data-id=\"747ee1e9\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t<figure class=\"wp-caption\">\n\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"600\" height=\"400\" src=\"https:\/\/lot-consulting.hr\/wp-content\/uploads\/2025\/05\/pexels-serpstat-177219-572056-3.jpg\" class=\"attachment-medium_large size-medium_large wp-image-2350\" alt=\"\" srcset=\"https:\/\/lot-consulting.hr\/wp-content\/uploads\/2025\/05\/pexels-serpstat-177219-572056-3.jpg 600w, https:\/\/lot-consulting.hr\/wp-content\/uploads\/2025\/05\/pexels-serpstat-177219-572056-3-300x200.jpg 300w\" sizes=\"(max-width: 600px) 100vw, 600px\" \/>\t\t\t\t\t\t\t\t\t\t\t<figcaption class=\"widget-image-caption wp-caption-text\">Izvor: pexels.com<\/figcaption>\n\t\t\t\t\t\t\t\t\t\t<\/figure>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-516599f elementor-widget elementor-widget-text-editor\" data-id=\"516599f\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><strong>Ciljevi ovog financijskog instrumenta<\/strong> su otvaranje novih poduze\u0107a, stvaranje radnih mjesta, poticanje investicija, odr\u017eavanje ili pro\u0161irenje poslovanja kroz pove\u0107anje dostupnosti zajmova i povoljnije uvjete financiranja te mogu\u0107nost otpisa dijela glavnice zajma temeljem ispunjenja zadanih uvjeta.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7aee12e9 elementor-widget elementor-widget-heading\" data-id=\"7aee12e9\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Uvjeti zajma<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-74c8545a elementor-widget elementor-widget-text-editor\" data-id=\"74c8545a\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Namjena zajma je <strong>ulaganje u osnovna sredstva (materijalna i nematerijalna dugotrajna imovina) i obrtna sredstva (do 30% ukupnog iznosa zajma.<\/strong><\/p><p>Iznos zajma je do 25.000 EUR.<\/p><p>Kamatna stopa (trenutno) je 0,5% godi\u0161nje.<\/p><p>Rok kori\u0161tenja je 6 mjeseci, dok je rok otplate do 5 godina (uklju\u010duju\u0107i odgodu otplate do 1 godine).<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-57df16ae elementor-widget elementor-widget-text-editor\" data-id=\"57df16ae\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Za vi\u0161e informacija o Natje\u010daju ili uslugu pripreme i provedbe projekta kontaktirajte nas na <strong><a class=\"custom-link\" href=\"tel:+385916038394\">091\/603 8394<\/a><\/strong> (Dajana) ili putem<strong> <a class=\"custom-link\" href=\"mailto:info@lot-consulting.hr\">maila<\/a>.<\/strong><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b72fabd elementor-widget elementor-widget-heading\" data-id=\"b72fabd\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Otpis dijela glavnice<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ac9dd7c elementor-widget elementor-widget-text-editor\" data-id=\"ac9dd7c\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p class=\"p1\">Korisnici \u201eMikro zajma za rast i uklju\u010denost\u201c imaju mogu\u0107nost <strong>otpisa do 30% iskori\u0161tenog iznosa <\/strong><strong>glavnice<\/strong> zajma u slu\u010daju uredne otplate predmetnog zajma i <strong>dodatnog zapo\u0161ljavanja pripadnika ranjivih skupina:<\/strong><\/p><ul><li class=\"p1\">Osobe s invaliditetom<\/li><li class=\"p1\">Osobe iznad 55 godina starosti<\/li><li class=\"p1\">Dugotrajno nezaposlene osobe<\/li><li class=\"p1\">Mladi do 29 godina bez radnog iskustva (bez iskustva na ugovor o radu)<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c85db85 elementor-widget elementor-widget-heading\" data-id=\"c85db85\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Kako do zajma?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1d0e6ac elementor-widget elementor-widget-text-editor\" data-id=\"1d0e6ac\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Nudimo uslugu <strong>cjelokupne izrade zahtjeva<\/strong> za bilo koji Hamag-Bicro zajam uklju\u010duju\u0107i poslovni plan prema zadanom obrascu.\u00a0<\/p><p>Osim navedenog, usluga obuhva\u0107a:<\/p><p>\u2713 Besplatne i neobvezuju\u0107e konzultacije \u2013 razgovor o poslovnoj ideji, savjeti<\/p><p>\u2713 Komunikaciju s HBOR-om te slanje izmjena\/dopuna<\/p><p>\u2713 Pra\u0107enje kori\u0161tenja sredstava te izradu izvje\u0161taja i namjenskom kori\u0161tenju<\/p><p>\u2713 Podr\u0161ku kroz cjelokupni proces<\/p><p><strong>Zajedno pretvaramo va\u0161u ideju u projekt vrijedan financiranja. Javite se jo\u0161 danas &#8211; konzultacije su uvijek besplatne.<\/strong><\/p><p><strong>Za vi\u0161e informacija o Hamag-Bicro zajmovima ili uslugu izrade zahtjeva s poslovnim planom<\/strong> kontaktirajte nas na <strong><a class=\"custom-link\" href=\"tel:+385916038394\">091\/603 8394<\/a><\/strong> (Dajana) ili putem<strong> <a class=\"custom-link\" href=\"mailto:info@lot-consulting.hr\">maila<\/a>.<\/strong><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-3d48b8b9 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no e-con e-parent\" data-id=\"3d48b8b9\" data-element_type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-3d3cc66c e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no e-con e-child\" data-id=\"3d3cc66c\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-45d3cc13 elementor-widget__width-initial elementor-widget-mobile__width-initial elementor-widget elementor-widget-heading\" data-id=\"45d3cc13\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Imate pitanje? Po\u0161aljite upit ili rezervirajte termin za besplatne i neobvezuju\u0107e konzultacije!<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5cdcc977 elementor-widget elementor-widget-button\" data-id=\"5cdcc977\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/lot-consulting.hr\/#kontakt\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Po\u0161alji upit<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-1ba38b7 elementor-section-full_width elementor-section-height-default elementor-section-height-default wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no\" data-id=\"1ba38b7\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;animation&quot;:&quot;none&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-5b875414\" data-id=\"5b875414\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-510e673e elementor-section-boxed elementor-section-height-default elementor-section-height-default wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no\" data-id=\"510e673e\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-25 elementor-inner-column elementor-element elementor-element-73392365 elementor-hidden-mobile\" data-id=\"73392365\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-77526625 elementor-hidden-tablet wpr-logo-position-center elementor-widget elementor-widget-wpr-logo\" data-id=\"77526625\" data-element_type=\"widget\" data-widget_type=\"wpr-logo.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\n\t\t\t<div class=\"wpr-logo elementor-clearfix\">\n\n\t\t\t\t\t\t\t\t<picture class=\"wpr-logo-image\">\n\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t<img decoding=\"async\" src=\"https:\/\/lot-consulting.hr\/wp-content\/uploads\/2025\/02\/cropped-cropped-LOGO1.png\" alt=\"\">\n\n\t\t\t\t\t\t\t\t\t\t\t<a class=\"wpr-logo-url\" rel=\"home\" aria-label=\"\" href=\"https:\/\/lot-consulting.hr\/\"><\/a>\n\t\t\t\t\t\t\t\t\t<\/picture>\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<a class=\"wpr-logo-url\" rel=\"home\" aria-label=\"\" href=\"https:\/\/lot-consulting.hr\/\"><\/a>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\t\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-25 elementor-inner-column elementor-element elementor-element-6c0c2cb7\" data-id=\"6c0c2cb7\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-7d2dcbec elementor-widget elementor-widget-heading\" data-id=\"7d2dcbec\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Kontakt<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-30e7ff2c elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"30e7ff2c\" data-element_type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f05fbf3 elementor-widget__width-initial elementor-widget-mobile__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"f05fbf3\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>LOT, obrt za poslovno savjetovanje i digitalne usluge,&nbsp;vl. Dajana Pranji\u0107&nbsp;<br><span style=\"font-family: var( --e-global-typography-text-font-family ), Sans-serif; font-size: var( --e-global-typography-text-font-size ); font-weight: var( --e-global-typography-text-font-weight );\">OIB: 44785801349<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-14c926f2 elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"14c926f2\" data-element_type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-phone-alt\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M497.39 361.8l-112-48a24 24 0 0 0-28 6.9l-49.6 60.6A370.66 370.66 0 0 1 130.6 204.11l60.6-49.6a23.94 23.94 0 0 0 6.9-28l-48-112A24.16 24.16 0 0 0 122.6.61l-104 24A24 24 0 0 0 0 48c0 256.5 207.9 464 464 464a24 24 0 0 0 23.4-18.6l24-104a24.29 24.29 0 0 0-14.01-27.6z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">091\/603 8394<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7b7e4384 elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"7b7e4384\" data-element_type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg 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data-widget_type=\"icon-list.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"18\" height=\"18\" viewBox=\"0 0 18 18\" fill=\"none\"><path d=\"M9 16.5C8.825 16.5 8.675 16.45 8.55 16.35C8.425 16.25 8.33125 16.1187 8.26875 15.9562C8.03125 15.2562 7.73125 14.6 7.36875 13.9875C7.01875 13.375 6.525 12.6562 5.8875 11.8312C5.25 11.0062 4.73125 10.2188 4.33125 9.46875C3.94375 8.71875 3.75 7.8125 3.75 6.75C3.75 5.2875 4.25625 4.05 5.26875 3.0375C6.29375 2.0125 7.5375 1.5 9 1.5C10.4625 1.5 11.7 2.0125 12.7125 3.0375C13.7375 4.05 14.25 5.2875 14.25 6.75C14.25 7.8875 14.0313 8.8375 13.5938 9.6C13.1688 10.35 12.675 11.0937 12.1125 11.8312C11.4375 12.7312 10.925 13.4812 10.575 14.0812C10.2375 14.6687 9.95625 15.2937 9.73125 15.9562C9.66875 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elementor-element-5aa4b5c8 elementor-widget elementor-widget-text-editor\" data-id=\"5aa4b5c8\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Izrada: LOT \/ \u00a9 2025 LOT\u00a0<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Mladim poduze\u0107ima i pripadnicima ranjivih skupina jo\u0161 uvijek je na raspolaganju Mikro zajam agencije Hamag &#8211; Bicro.<\/p>\n","protected":false},"author":1,"featured_media":2350,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[16],"tags":[23,22],"class_list":["post-3889","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-msp","tag-hamag-bicro-zajam","tag-mikro-zajam-za-rast-i-ukljucenost"],"acf":[],"_links":{"self":[{"href":"https:\/\/lot-consulting.hr\/index.php?rest_route=\/wp\/v2\/posts\/3889","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/lot-consulting.hr\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/lot-consulting.hr\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/lot-consulting.hr\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/lot-consulting.hr\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=3889"}],"version-history":[{"count":14,"href":"https:\/\/lot-consulting.hr\/index.php?rest_route=\/wp\/v2\/posts\/3889\/revisions"}],"predecessor-version":[{"id":3910,"href":"https:\/\/lot-consulting.hr\/index.php?rest_route=\/wp\/v2\/posts\/3889\/revisions\/3910"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/lot-consulting.hr\/index.php?rest_route=\/wp\/v2\/media\/2350"}],"wp:attachment":[{"href":"https:\/\/lot-consulting.hr\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=3889"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/lot-consulting.hr\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=3889"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/lot-consulting.hr\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=3889"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}