{"id":3824,"date":"2026-04-04T16:33:00","date_gmt":"2026-04-04T16:33:00","guid":{"rendered":"https:\/\/lot-consulting.hr\/?p=3824"},"modified":"2026-04-04T17:54:21","modified_gmt":"2026-04-04T17:54:21","slug":"mali-zajmovi-za-industrijsku-tranziciju-hamag-bicro","status":"publish","type":"post","link":"https:\/\/lot-consulting.hr\/?p=3824","title":{"rendered":"Mali zajmovi za industrijsku tranziciju (Hamag &#8211; Bicro)"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"3824\" class=\"elementor elementor-3824\">\n\t\t\t\t<div class=\"elementor-element elementor-element-b2cee95 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no e-con e-parent\" data-id=\"b2cee95\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1f94ef42 elementor-icon-list--layout-inline elementor-mobile-align-center 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class=\"menu-item menu-item-type-custom menu-item-object-custom menu-item-home menu-item-has-children menu-item-1154\"><a aria-haspopup=\"true\" aria-expanded=\"false\" href=\"https:\/\/lot-consulting.hr\/#natjecaji\" class=\"wpr-menu-item wpr-pointer-item\">Natje\u010daji<i class=\"wpr-sub-icon fas\" aria-hidden=\"true\"><\/i><\/a>\n<ul class=\"sub-menu wpr-sub-menu\">\n\t<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-1129\"><a href=\"https:\/\/lot-consulting.hr\/?page_id=1109\" class=\"wpr-sub-menu-item\">Mala i srednja poduze\u0107a<\/a><\/li>\n\t<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-1128\"><a href=\"https:\/\/lot-consulting.hr\/?page_id=1114\" class=\"wpr-sub-menu-item\">Poljoprivreda<\/a><\/li>\n\t<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-1127\"><a href=\"https:\/\/lot-consulting.hr\/?page_id=1122\" class=\"wpr-sub-menu-item\">Ostalo<\/a><\/li>\n<\/ul>\n<\/li>\n<li 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menu-item-object-page menu-item-home menu-item-710\"><a href=\"https:\/\/lot-consulting.hr\/\" class=\"wpr-mobile-menu-item\">Po\u010detna<\/a><\/li>\n<li class=\"menu-item menu-item-type-custom menu-item-object-custom menu-item-home menu-item-has-children menu-item-1154\"><a href=\"https:\/\/lot-consulting.hr\/#natjecaji\" class=\"wpr-mobile-menu-item\">Natje\u010daji<\/a>\n<ul class=\"sub-menu wpr-sub-menu\">\n\t<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-1129\"><a href=\"https:\/\/lot-consulting.hr\/?page_id=1109\" class=\"wpr-mobile-sub-menu-item\">Mala i srednja poduze\u0107a<\/a><\/li>\n\t<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-1128\"><a href=\"https:\/\/lot-consulting.hr\/?page_id=1114\" class=\"wpr-mobile-sub-menu-item\">Poljoprivreda<\/a><\/li>\n\t<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-1127\"><a href=\"https:\/\/lot-consulting.hr\/?page_id=1122\" class=\"wpr-mobile-sub-menu-item\">Ostalo<\/a><\/li>\n<\/ul>\n<\/li>\n<li class=\"menu-item menu-item-type-custom menu-item-object-custom menu-item-home menu-item-743\"><a href=\"https:\/\/lot-consulting.hr\/#usluge\" class=\"wpr-mobile-menu-item\">Usluge<\/a><\/li>\n<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-711\"><a href=\"https:\/\/lot-consulting.hr\/?page_id=678\" class=\"wpr-mobile-menu-item\">Blog<\/a><\/li>\n<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-1705\"><a href=\"https:\/\/lot-consulting.hr\/?page_id=675\" class=\"wpr-mobile-menu-item\">Savjeti<\/a><\/li>\n<\/ul><\/nav>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4c171d8a elementor-hidden-mobile elementor-hidden-tablet wpr-button-icon-style-inline wpr-button-icon-position-right elementor-widget elementor-widget-wpr-button\" data-id=\"4c171d8a\" data-element_type=\"widget\" data-widget_type=\"wpr-button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\n\t\t\t\n\t\t\n\t\t<div class=\"wpr-button-wrap elementor-clearfix\">\n\t\t<a class=\"wpr-button wpr-button-effect wpr-button-none\" data-text=\"\" href=\"https:\/\/lot-consulting.hr\/#kontakt\">\n\t\t\t\n\t\t\t<span class=\"wpr-button-content\">\n\t\t\t\t\t\t\t\t\t<span class=\"wpr-button-text\">Kontaktirajte nas<\/span>\n\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t<\/span>\n\t\t<\/a>\n\n\t\t\t\t<\/div>\n\t\n\t\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-5ec6d01c e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no e-con e-parent\" data-id=\"5ec6d01c\" data-element_type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-a72a992 e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no e-con e-child\" data-id=\"a72a992\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-6f1002de elementor-widget__width-initial elementor-widget elementor-widget-heading\" data-id=\"6f1002de\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">U tijeku je podno\u0161enje zahtjeva za Male zajmove za industrijsku tranziciju<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7aad130 wpr-post-info-align-left elementor-widget elementor-widget-wpr-post-info\" data-id=\"7aad130\" data-element_type=\"widget\" data-widget_type=\"wpr-post-info.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<ul class=\"wpr-post-info wpr-post-info-horizontal\"><li class=\"wpr-post-info-taxonomy\"><span>Mala i srednja poduze\u0107a<\/span><\/li><li class=\"wpr-post-info-date\"><span>4 travnja, 2026<\/span><\/li><\/ul>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4be0c33c elementor-widget elementor-widget-shortcode\" data-id=\"4be0c33c\" data-element_type=\"widget\" data-widget_type=\"shortcode.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-shortcode\"><span style=\"color: green; font-weight: bold;\">Otvoreno<\/span><\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-6a1c804a e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no e-con e-parent\" data-id=\"6a1c804a\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-98cf686 elementor-widget elementor-widget-text-editor\" data-id=\"98cf686\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Putem ovog Financijskog instrumenta HAMAG-BICRO \u0107e subjektima malog gospodarstva koji su na<strong><a class=\"custom-link\" href=\"https:\/\/razvoj.gov.hr\/vijesti\/industrijska-tranzicija-panonske-sjeverne-i-jadranske-hrvatske-5187\/mapirani-dionici-rlv-5195\/5195\" target=\"_blank\" rel=\"noopener\"> popisu mapiranih dionika<\/a> regionalnih lanaca vrijednosti Panonske, Sjeverne i Jadranske Hrvatske<\/strong> izravno odobravati zajmove vode\u0107i ra\u010duna o uskla\u0111enosti s na\u010delom &#8220;Ne \u010dinjenja znatne \u0161tete&#8221; (Do No Signficant Harm Principle &#8211; DNSH), s klimatskim ciljevima EU te s relevantnim EU i nacionalnim zakonodavstvom.<\/p><p>Sredstva ovog Programa namijenjena su ujedna\u010davanju regionalne razvijenosti, stoga je od ukupne alokacije 53,3% sredstava namijenjeno Panonskoj Hrvatskoj, 26,7% Jadranskoj Hrvatskoj te 20% Sjevernoj Hrvatskoj.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3224878c elementor-widget elementor-widget-heading\" data-id=\"3224878c\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Cilj i namjena financijskog instrumenta<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-51dd07a3 elementor-widget elementor-widget-text-editor\" data-id=\"51dd07a3\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Cilj financijskog instrumenta je <strong>razvoj poslovnih aktivnosti regionalnog gospodarstava Jadranske, Panonske ili Sjeverne Hrvatske<\/strong>\u00a0i poticanje <strong>investicija u prioritetne ni\u0161e<\/strong> regionalnih lanaca vrijednosti u okviru tematskih podru\u010dja Strategije pametne specijalizacije do 2029.:<\/p><p><strong>&#8211; Personalizirana briga o zdravlju <\/strong><br \/><strong>&#8211; Pametna i \u010dista energija <\/strong><br \/><strong>&#8211; Pametan i zeleni promet <\/strong><br \/><strong>&#8211; Sigurnost i dvojna namjena \u2013 svijest, prevencija, odgovor, sanacija <\/strong><br \/><strong>&#8211; Odr\u017eiva i kru\u017ena hrana <\/strong><br \/><strong>&#8211; Prilago\u0111eni i integrirani proizvodi od drva <\/strong><br \/><strong>&#8211; Digitalni proizvodi i platforme<\/strong><\/p><p>kroz pove\u0107anje dostupnosti zajmova i povoljnije uvjete financiranja (smanjenje kamatne stope i smanjenje razine potrebnih instrumenata osiguranja\/kolaterala) te <strong>mogu\u0107nost otpisa dijela glavnice zajma.<\/strong><\/p><p><strong>Zajam je namijenjen ulaganjima u osnovna sredstva i obrtna sredstva (do 30% ukupnog iznosa zajma).<\/strong><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-16587ac1 elementor-widget elementor-widget-image\" data-id=\"16587ac1\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t<figure class=\"wp-caption\">\n\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"600\" height=\"400\" src=\"https:\/\/lot-consulting.hr\/wp-content\/uploads\/2026\/04\/towfiqu-barbhuiya-joqWSI9u_XM-unsplash-1.jpg\" class=\"attachment-medium_large size-medium_large wp-image-3832\" alt=\"\" srcset=\"https:\/\/lot-consulting.hr\/wp-content\/uploads\/2026\/04\/towfiqu-barbhuiya-joqWSI9u_XM-unsplash-1.jpg 600w, https:\/\/lot-consulting.hr\/wp-content\/uploads\/2026\/04\/towfiqu-barbhuiya-joqWSI9u_XM-unsplash-1-300x200.jpg 300w\" sizes=\"(max-width: 600px) 100vw, 600px\" \/>\t\t\t\t\t\t\t\t\t\t\t<figcaption class=\"widget-image-caption wp-caption-text\">Izvor: Unsplash<\/figcaption>\n\t\t\t\t\t\t\t\t\t\t<\/figure>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6d2d010d elementor-widget elementor-widget-heading\" data-id=\"6d2d010d\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Prihvatljivi korisnici<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7aa8ef44 elementor-widget elementor-widget-text-editor\" data-id=\"7aa8ef44\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Financijski instrument namijenjen je subjektima koji:<\/p><p><strong>&#8211; imaju status &#8220;subjekta malog gospodarstva&#8221;<\/strong><br \/>&#8211; upisani su u odgovaraju\u0107i registar (sudski, obrtni i sl.) barem 3 godine prije podno\u0161enja zahtjeva za zajam<br \/><strong>&#8211; navedeni su na popisu mapiranih dionika regionalnih lanaca vrijednosti<\/strong> Panonske, Sjeverne i Jadranske Hrvatske temeljem trajno otvorenog <strong><a class=\"custom-link\" href=\"https:\/\/eufondovi.gov.hr\/javni-poziv-za-iskaz-interesa-za-sudjelovanjem-u-regionalnim-lancima-vrijednosti-panonske-sjeverne-i-jadranske-hrvatske\/\" target=\"_blank\" rel=\"noopener\">Javnog poziva<\/a><\/strong><br \/>&#8211; imaju registrirano sjedi\u0161te ili podru\u017enicu i obavljaju djelatnost u prihvatljivoj \u017eupaniji unutar regija Panonske, Sjeverne ili Jadranske Hrvatske<br \/>&#8211; registrirani su za djelatnost za koju se tra\u017ei zajam<br \/><strong>&#8211; vlasnik ili najmanje jedan suvlasnik poslovnog subjekta mora biti zaposlen u istom na puno radno vrijeme<\/strong><br \/>&#8211; nemaju \u017eiro-ra\u010dun neprekidno blokiran dulje od 30 dana u posljednjih 6 mjeseci niti su trenutno u blokadi<br \/>&#8211; uredno podmiruju postoje\u0107a zadu\u017eenja<br \/>&#8211; nemaju nepodmirenih obveza prema dr\u017eavi ili su s dr\u017eavom dogovorili reprogramiranje obveza sukladno va\u017ee\u0107im propisima<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6fea33c6 elementor-widget elementor-widget-heading\" data-id=\"6fea33c6\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Uvjeti zajma<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-bbe0bd6 elementor-widget elementor-widget-text-editor\" data-id=\"bbe0bd6\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><strong>Iznos zajma:<\/strong> <strong>25.000 do 100.000 EUR<\/strong><\/p><p><strong>Kamatna stopa:<\/strong> <strong>0,5% do 1,5% godi\u0161nje<\/strong><\/p><p><strong>Rok kori\u0161tenja:<\/strong> 6 mjeseci<\/p><p><strong>Rok otplate:<\/strong> do 10 godina uklju\u010duju\u0107i po\u010dek (do 1 godine)<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7b8a611 elementor-widget elementor-widget-heading\" data-id=\"7b8a611\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Uvjeti za otpis glavnice <\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d7b6c9c elementor-widget elementor-widget-text-editor\" data-id=\"d7b6c9c\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Pisani zahtjev za otpis glavnice <strong>podnosi se jednokratno tijekom perioda otplate zajma,<\/strong> po ispunjenju ranije navedenih kriterija, uz napomenu da nije mogu\u0107e otpisati ve\u0107 otpla\u0107eni dio glavnice.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9cad487 elementor-widget elementor-widget-text-editor\" data-id=\"9cad487\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\tKorisnici \u201eMalog zajma za industrijsku tranziciju\u201c imaju mogu\u0107nost otpisa <strong>do 50% iskori\u0161tenog iznosa glavnice<\/strong> zajma prema sljede\u0107em izra\u010dunu:\n<ul>\n \t<li>10% glavnice za svakih 2% rasta dodane vrijednosti po zaposleniku za fiskalnu godinu nakon godine zavr\u0161etka ulaganja iz zajma u usporedbi s dodanom vrijednosti po zaposleniku <strong>(izra\u010dun dodane vrijednosti naveden je u <a class=\"custom-link\" href=\"https:\/\/hamagbicro.hr\/financijski-instrumenti\/kako-do-zajma\/investicije\/mali-zajmovi-za-industrijsku-tranziciju\/\" target=\"_blank\" rel=\"noopener\">Programu)<\/a><\/strong> u godini prije podno\u0161enja zahtjeva za zajam i\/ili<\/li>\n \t<li>5% glavnice iskori\u0161tenog iznosa zajma ako je rezultat ulaganja u tematskom podru\u010dju Strategije pametne specijalizacije do 2029.<\/li>\n<\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6c8be23c elementor-widget elementor-widget-text-editor\" data-id=\"6c8be23c\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Za vi\u0161e informacija o zajmu ili uslugu izrade zahtjeva za zajam s poslovnim planom kontaktirajte nas na <strong><a class=\"custom-link\" href=\"tel:+385916038394\">091\/603 8394<\/a><\/strong> (Dajana) ili putem<strong> <a class=\"custom-link\" href=\"mailto:info@lot-consulting.hr\">maila<\/a>.<\/strong><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-4c8486f2 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no e-con e-parent\" data-id=\"4c8486f2\" data-element_type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-61f41b51 e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no e-con e-child\" data-id=\"61f41b51\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-50fd234a elementor-widget__width-initial elementor-widget-mobile__width-initial elementor-widget elementor-widget-heading\" data-id=\"50fd234a\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Imate pitanje? Po\u0161aljite upit ili rezervirajte termin za besplatne i neobvezuju\u0107e konzultacije!<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2d4e4733 elementor-widget elementor-widget-button\" data-id=\"2d4e4733\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/lot-consulting.hr\/#kontakt\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Po\u0161alji upit<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-19987070 elementor-section-full_width elementor-section-height-default elementor-section-height-default wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no\" data-id=\"19987070\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;animation&quot;:&quot;none&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-63e41526\" data-id=\"63e41526\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-aa1c45f elementor-section-boxed elementor-section-height-default elementor-section-height-default wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no\" data-id=\"aa1c45f\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-25 elementor-inner-column elementor-element elementor-element-71e92950 elementor-hidden-mobile\" data-id=\"71e92950\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-3e9a7b0b elementor-hidden-tablet wpr-logo-position-center elementor-widget elementor-widget-wpr-logo\" data-id=\"3e9a7b0b\" data-element_type=\"widget\" data-widget_type=\"wpr-logo.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\n\t\t\t<div class=\"wpr-logo elementor-clearfix\">\n\n\t\t\t\t\t\t\t\t<picture class=\"wpr-logo-image\">\n\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t<img decoding=\"async\" src=\"https:\/\/lot-consulting.hr\/wp-content\/uploads\/2025\/02\/cropped-cropped-LOGO1.png\" alt=\"\">\n\n\t\t\t\t\t\t\t\t\t\t\t<a class=\"wpr-logo-url\" rel=\"home\" aria-label=\"\" href=\"https:\/\/lot-consulting.hr\/\"><\/a>\n\t\t\t\t\t\t\t\t\t<\/picture>\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<a class=\"wpr-logo-url\" rel=\"home\" aria-label=\"\" href=\"https:\/\/lot-consulting.hr\/\"><\/a>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\t\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-25 elementor-inner-column elementor-element elementor-element-2ccb5917\" data-id=\"2ccb5917\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-5d6e23a1 elementor-widget elementor-widget-heading\" data-id=\"5d6e23a1\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Kontakt<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2421b8b0 elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"2421b8b0\" data-element_type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6fdb7846 elementor-widget__width-initial elementor-widget-mobile__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"6fdb7846\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>LOT, obrt za poslovno savjetovanje i digitalne usluge,&nbsp;vl. Dajana Pranji\u0107&nbsp;<br><span style=\"font-family: var( --e-global-typography-text-font-family ), Sans-serif; font-size: var( --e-global-typography-text-font-size ); font-weight: var( --e-global-typography-text-font-weight );\">OIB: 44785801349<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4a81eb62 elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"4a81eb62\" data-element_type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-phone-alt\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M497.39 361.8l-112-48a24 24 0 0 0-28 6.9l-49.6 60.6A370.66 370.66 0 0 1 130.6 204.11l60.6-49.6a23.94 23.94 0 0 0 6.9-28l-48-112A24.16 24.16 0 0 0 122.6.61l-104 24A24 24 0 0 0 0 48c0 256.5 207.9 464 464 464a24 24 0 0 0 23.4-18.6l24-104a24.29 24.29 0 0 0-14.01-27.6z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">091\/603 8394<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-78c86ad0 elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"78c86ad0\" data-element_type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg 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data-widget_type=\"icon-list.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"18\" height=\"18\" viewBox=\"0 0 18 18\" fill=\"none\"><path d=\"M9 16.5C8.825 16.5 8.675 16.45 8.55 16.35C8.425 16.25 8.33125 16.1187 8.26875 15.9562C8.03125 15.2562 7.73125 14.6 7.36875 13.9875C7.01875 13.375 6.525 12.6562 5.8875 11.8312C5.25 11.0062 4.73125 10.2188 4.33125 9.46875C3.94375 8.71875 3.75 7.8125 3.75 6.75C3.75 5.2875 4.25625 4.05 5.26875 3.0375C6.29375 2.0125 7.5375 1.5 9 1.5C10.4625 1.5 11.7 2.0125 12.7125 3.0375C13.7375 4.05 14.25 5.2875 14.25 6.75C14.25 7.8875 14.0313 8.8375 13.5938 9.6C13.1688 10.35 12.675 11.0937 12.1125 11.8312C11.4375 12.7312 10.925 13.4812 10.575 14.0812C10.2375 14.6687 9.95625 15.2937 9.73125 15.9562C9.66875 16.1312 9.56875 16.2688 9.43125 16.3688C9.30625 16.4563 9.1625 16.5 9 16.5ZM9 8.625C9.525 8.625 9.96875 8.44375 10.3312 8.08125C10.6937 7.71875 10.875 7.275 10.875 6.75C10.875 6.225 10.6937 5.78125 10.3312 5.41875C9.96875 5.05625 9.525 4.875 9 4.875C8.475 4.875 8.03125 5.05625 7.66875 5.41875C7.30625 5.78125 7.125 6.225 7.125 6.75C7.125 7.275 7.30625 7.71875 7.66875 8.08125C8.03125 8.44375 8.475 8.625 9 8.625Z\" fill=\"white\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Josipa Kozarca 15, \u010cakovec<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-25 elementor-inner-column elementor-element elementor-element-3ffd6e17 elementor-hidden-mobile\" data-id=\"3ffd6e17\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-271058aa elementor-widget elementor-widget-heading\" data-id=\"271058aa\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Brze poveznice<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-69a37719 elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"69a37719\" data-element_type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4c748cc4 elementor-widget elementor-widget-heading\" data-id=\"4c748cc4\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\"><a href=\"#natjecaji\">Natje\u010daji<\/a><\/p>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-54173521 elementor-widget elementor-widget-heading\" data-id=\"54173521\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\"><a href=\"#usluge\">Usluge<\/a><\/p>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7e8f9c21 elementor-widget elementor-widget-heading\" data-id=\"7e8f9c21\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\"><a 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aria-hidden=\"true\" class=\"e-font-icon-svg e-fab-facebook-f\" viewBox=\"0 0 320 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M279.14 288l14.22-92.66h-88.91v-60.13c0-25.35 12.42-50.06 52.24-50.06h40.42V6.26S260.43 0 225.36 0c-73.22 0-121.08 44.38-121.08 124.72v70.62H22.89V288h81.39v224h100.17V288z\"><\/path><\/svg>\t\t\t\t\t<\/a>\n\t\t\t\t<\/span>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<div class=\"elementor-element elementor-element-bb6733f elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"bb6733f\" data-element_type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7dea8a90 elementor-widget elementor-widget-text-editor\" data-id=\"7dea8a90\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Izrada: LOT \/ \u00a9 2025 LOT\u00a0<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Otvoreno je podno\u0161enje zahtjeva za Male zajmove za industrijsku tranziciju (Hamag-Bicro).<\/p>\n","protected":false},"author":1,"featured_media":3832,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[16],"tags":[20],"class_list":["post-3824","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-msp","tag-zajmovi-za-industrijsku-tranziciju"],"acf":[],"_links":{"self":[{"href":"https:\/\/lot-consulting.hr\/index.php?rest_route=\/wp\/v2\/posts\/3824","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/lot-consulting.hr\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/lot-consulting.hr\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/lot-consulting.hr\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/lot-consulting.hr\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=3824"}],"version-history":[{"count":34,"href":"https:\/\/lot-consulting.hr\/index.php?rest_route=\/wp\/v2\/posts\/3824\/revisions"}],"predecessor-version":[{"id":3862,"href":"https:\/\/lot-consulting.hr\/index.php?rest_route=\/wp\/v2\/posts\/3824\/revisions\/3862"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/lot-consulting.hr\/index.php?rest_route=\/wp\/v2\/media\/3832"}],"wp:attachment":[{"href":"https:\/\/lot-consulting.hr\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=3824"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/lot-consulting.hr\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=3824"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/lot-consulting.hr\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=3824"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}